/* ============================================================
   ZayZoonApps.com — Main Stylesheet
   Domain: zayzoonapps.com | Updated: 2026
   ============================================================ */

:root {
  --navy:        #2C2416;
  --navy-dark:   #1A150D;
  --navy-light:  #5A4838;
  --green:       #6DD2CF;
  --green-dark:  #4AADA9;
  --green-light: #E6F8F7;
  --orange:      #C4622D;
  --orange-dark: #A34E22;
  --orange-light:#FBF0EA;
  --bg:          #FAF8F4;
  --bg-alt:      #F0EDE8;
  --dark:        #2C2416;
  --text:        #4A3A28;
  --gray:        #7A6A5A;
  --light:       #F5F2EE;
  --border:      #E8E0D4;
  --white:       #FFFFFF;
  --success:     #2A9D8F;
  --warning:     #E9C46A;
  --danger:      #E76F51;
  --font:        'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
  --radius:      12px;
  --radius-sm:   6px;
  --radius-lg:   20px;
  --shadow:      0 1px 3px rgba(44,36,22,.07), 0 1px 2px rgba(44,36,22,.05);
  --shadow-md:   0 4px 12px rgba(44,36,22,.10);
  --shadow-lg:   0 10px 30px rgba(44,36,22,.14);
  --transition:  .25s ease;
}

*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;font-size:16px}
body{font-family:var(--font);color:var(--text);background:var(--bg);line-height:1.65;-webkit-font-smoothing:antialiased}
img{max-width:100%;height:auto;display:block}
a{color:var(--navy);text-decoration:none;transition:color var(--transition)}
a:hover{color:var(--navy-light)}
ul{list-style:none}
h1,h2,h3,h4,h5{color:var(--dark);line-height:1.25;font-weight:700}
h1{font-size:clamp(2rem,5vw,3.25rem);font-weight:900}
h2{font-size:clamp(1.6rem,3.5vw,2.25rem)}
h3{font-size:clamp(1.2rem,2.5vw,1.5rem)}
p{margin-bottom:1rem}
p:last-child{margin-bottom:0}

.container{max-width:1180px;margin:0 auto;padding:0 24px}
.section{padding:80px 0}
.section-alt{background:var(--bg-alt)}
.section-dark{background:var(--navy);color:var(--white)}
.section-dark h2,.section-dark h3,.section-dark p{color:var(--white)}

/* ---- NAVBAR ---- */
.site-header{position:relative;z-index:100;background:var(--white);border-bottom:1px solid var(--border);box-shadow:var(--shadow)}
.nav-inner{display:flex;align-items:center;justify-content:space-between;height:68px}
.logo{display:flex;align-items:center;gap:10px;font-size:1.35rem;font-weight:800;color:var(--dark)}
.logo-mark{width:34px;height:34px;background:linear-gradient(135deg,var(--navy),var(--green));border-radius:8px;display:flex;align-items:center;justify-content:center;color:#fff;font-weight:900;font-size:1rem;flex-shrink:0}
.logo strong{color:var(--navy)}
.nav-menu{display:flex;align-items:center;gap:4px}
.nav-menu>li{position:relative}
.nav-menu>li>a{display:block;padding:8px 14px;border-radius:var(--radius-sm);color:var(--text);font-size:.92rem;font-weight:500;transition:all var(--transition)}
.nav-menu>li>a:hover,.nav-menu>li.active>a{color:var(--navy);background:var(--bg-alt)}
.nav-cta{background:var(--orange)!important;color:var(--white)!important;border-radius:8px!important;padding:9px 18px!important;font-weight:600!important}
.nav-cta:hover{background:var(--orange-dark)!important;color:var(--white)!important}
.has-sub .sub-menu{display:none;position:absolute;top:calc(100% + 8px);left:0;min-width:210px;background:var(--white);border:1px solid var(--border);border-radius:var(--radius);box-shadow:var(--shadow-lg);padding:8px 0;z-index:999}
.has-sub:hover .sub-menu{display:block}
.sub-menu li a{display:block;padding:10px 18px;font-size:.9rem;color:var(--text);transition:all var(--transition)}
.sub-menu li a:hover{background:var(--bg);color:var(--navy)}
.nav-toggle{display:none;flex-direction:column;gap:5px;padding:8px;cursor:pointer;border:none;background:none}
.nav-toggle span{display:block;width:24px;height:2px;background:var(--dark);border-radius:2px;transition:var(--transition)}

/* ---- BUTTONS ---- */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:13px 28px;border-radius:var(--radius);font-size:1rem;font-weight:600;cursor:pointer;transition:all var(--transition);border:2px solid transparent;text-decoration:none;line-height:1}
.btn-primary{background:var(--orange);color:var(--white);border-color:var(--orange)}
.btn-primary:hover{background:var(--orange-dark);border-color:var(--orange-dark);color:var(--white);transform:translateY(-2px);box-shadow:0 8px 20px rgba(255,107,53,.35)}
.btn-secondary{background:transparent;color:var(--navy);border-color:var(--navy)}
.btn-secondary:hover{background:var(--navy);color:var(--white)}
.btn-green{background:var(--green);color:var(--white);border-color:var(--green)}
.btn-green:hover{background:var(--green-dark);border-color:var(--green-dark);color:var(--white);transform:translateY(-2px);box-shadow:0 8px 20px rgba(109,210,207,.3)}
.btn-lg{padding:16px 36px;font-size:1.1rem}
.btn-sm{padding:8px 18px;font-size:.88rem}

/* ---- HERO ---- */
.hero{background:linear-gradient(135deg,#2C2416 0%,#4A3820 100%);color:var(--white);padding:90px 0 80px;overflow:hidden;position:relative}
.hero::before{content:'';position:absolute;top:-50%;right:-10%;width:600px;height:600px;background:radial-gradient(circle,rgba(109,210,207,.15) 0%,transparent 70%);border-radius:50%}
.hero-inner{display:grid;grid-template-columns:1fr 420px;gap:60px;align-items:center}
.hero-badge{display:inline-flex;align-items:center;gap:8px;background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.2);border-radius:50px;padding:6px 16px;font-size:.82rem;font-weight:600;color:#B2E8E6;margin-bottom:20px}
.hero h1{color:var(--white);margin-bottom:18px}
.hero h1 span{color:#6DD2CF}
.hero-sub{font-size:1.15rem;color:rgba(255,255,255,.82);margin-bottom:28px;max-width:520px}
.hero-ctas{display:flex;gap:14px;flex-wrap:wrap;margin-bottom:36px}
.hero-trust{display:flex;gap:24px;flex-wrap:wrap}
.trust-item{display:flex;align-items:center;gap:8px;color:rgba(255,255,255,.75);font-size:.88rem}
.trust-item .ti{color:#6DD2CF;font-size:1rem}

/* Rating card */
.rating-card{background:var(--white);border-radius:var(--radius-lg);padding:28px;box-shadow:var(--shadow-lg)}
.rc-title{font-size:.85rem;font-weight:600;color:var(--gray);text-transform:uppercase;letter-spacing:.05em;margin-bottom:12px}
.rc-score{font-size:3.5rem;font-weight:900;color:var(--navy);line-height:1}
.rc-stars{color:#F59E0B;font-size:1.5rem;margin:8px 0 4px}
.rc-count{font-size:.83rem;color:var(--gray);margin-bottom:20px}
.rc-facts{display:flex;flex-direction:column;gap:10px}
.rc-fact{display:flex;justify-content:space-between;align-items:center;padding:10px 14px;background:var(--bg);border-radius:8px;font-size:.88rem}
.rc-fact-label{color:var(--gray)}
.rc-fact-value{font-weight:700;color:var(--navy)}
.rc-fact-value.green{color:var(--green)}

/* ---- STAT STRIP ---- */
.stat-strip{background:var(--navy);color:var(--white);padding:24px 0}
.stat-strip .container{display:flex;justify-content:space-around;flex-wrap:wrap;gap:20px}
.stat-item{text-align:center}
.stat-number{font-size:2rem;font-weight:900;color:#6DD2CF}
.stat-label{font-size:.82rem;color:rgba(255,255,255,.7);margin-top:2px}

/* ---- CARDS ---- */
.card{background:var(--white);border-radius:var(--radius);border:1px solid var(--border);box-shadow:var(--shadow);overflow:hidden;transition:transform var(--transition),box-shadow var(--transition)}
.card:hover{transform:translateY(-4px);box-shadow:var(--shadow-lg)}
.card-body{padding:24px}
.card-icon{width:52px;height:52px;border-radius:12px;display:flex;align-items:center;justify-content:center;font-size:1.5rem;margin-bottom:16px}
.icon-navy{background:var(--bg-alt)}
.icon-green{background:var(--green-light)}
.icon-orange{background:var(--orange-light)}
.card h3{margin-bottom:10px;font-size:1.1rem}
.card p{font-size:.92rem;color:var(--gray);margin:0}
.card-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:24px}
.card-grid-3{grid-template-columns:repeat(auto-fit,minmax(280px,1fr))}

/* ---- STEPS ---- */
.steps{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:32px;counter-reset:step}
.step{position:relative;padding-left:0}
.step-num{width:48px;height:48px;border-radius:50%;background:linear-gradient(135deg,var(--navy),var(--navy-light));color:#fff;display:flex;align-items:center;justify-content:center;font-size:1.2rem;font-weight:900;margin-bottom:16px}
.step h3{margin-bottom:8px}
.step p{font-size:.92rem;color:var(--gray)}

/* ---- PROS CONS ---- */
.pros-cons{display:grid;grid-template-columns:1fr 1fr;gap:24px}
.pros-box,.cons-box{background:var(--white);border-radius:var(--radius);padding:28px;border-top:4px solid}
.pros-box{border-color:var(--green)}
.cons-box{border-color:var(--danger)}
.pros-box h3{color:var(--green);margin-bottom:16px}
.cons-box h3{color:var(--danger);margin-bottom:16px}
.check-list{display:flex;flex-direction:column;gap:10px}
.check-item{display:flex;gap:10px;align-items:flex-start;font-size:.93rem}
.check-icon{flex-shrink:0;margin-top:2px}
.ci-green{color:var(--green)}
.ci-red{color:var(--danger)}

/* ---- COMPARISON TABLE ---- */
.compare-wrap{overflow-x:auto}
.compare-table{width:100%;border-collapse:collapse;font-size:.93rem}
.compare-table th{background:var(--navy);color:var(--white);padding:14px 18px;text-align:left;font-weight:600;font-size:.88rem;white-space:nowrap}
.compare-table th:first-child{border-radius:var(--radius-sm) 0 0 0}
.compare-table th:last-child{border-radius:0 var(--radius-sm) 0 0}
.compare-table td{padding:13px 18px;border-bottom:1px solid var(--border);vertical-align:top}
.compare-table tr:nth-child(even) td{background:var(--bg)}
.compare-table tr:hover td{background:var(--bg-alt)}
.compare-table .winner{color:var(--green);font-weight:600}
.compare-table .th-accent{background:var(--green)}
.badge-win{display:inline-block;background:var(--green);color:#fff;font-size:.75rem;font-weight:700;padding:2px 8px;border-radius:50px;margin-left:6px}
.badge-tie{display:inline-block;background:var(--warning);color:#fff;font-size:.75rem;font-weight:700;padding:2px 8px;border-radius:50px;margin-left:6px}

/* ---- FAQ ACCORDION ---- */
.faq-list{display:flex;flex-direction:column;gap:0;border:1px solid var(--border);border-radius:var(--radius);overflow:hidden}
.faq-item{border-bottom:1px solid var(--border)}
.faq-item:last-child{border-bottom:none}
.faq-q{width:100%;background:var(--white);border:none;padding:20px 24px;text-align:left;font-size:1rem;font-weight:600;color:var(--dark);cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:12px;transition:background var(--transition)}
.faq-q:hover{background:var(--bg)}
.faq-q.active{background:var(--bg-alt);color:var(--navy)}
.faq-icon{flex-shrink:0;font-size:1.2rem;transition:transform var(--transition);color:var(--navy)}
.faq-q.active .faq-icon{transform:rotate(45deg)}
.faq-a{display:none;padding:0 24px 20px;background:var(--bg-alt);font-size:.95rem;color:var(--text);line-height:1.7}
.faq-a.open{display:block}

/* ---- ALERT BOXES ---- */
.alert{border-radius:var(--radius);padding:18px 20px;margin:20px 0;display:flex;gap:12px;align-items:flex-start}
.alert-icon{font-size:1.2rem;flex-shrink:0;margin-top:1px}
.alert p{margin:0;font-size:.93rem}
.alert-info{background:#EFF6FF;border-left:4px solid #3B82F6}
.alert-success{background:var(--green-light);border-left:4px solid var(--green)}
.alert-warning{background:#FFFBEB;border-left:4px solid var(--warning)}
.alert-danger{background:#FEF2F2;border-left:4px solid var(--danger)}

/* ---- FTC DISCLOSURE ---- */
.ftc-disclosure{background:#FFFBEB;border:1px solid #FDE68A;border-radius:var(--radius-sm);padding:14px 18px;font-size:.83rem;color:#78350F;margin-bottom:32px;line-height:1.5}

/* ---- RATING DISPLAY ---- */
.review-score{display:flex;align-items:center;gap:16px;margin:20px 0}
.score-big{font-size:4rem;font-weight:900;color:var(--navy);line-height:1}
.score-detail .stars{color:#F59E0B;font-size:1.8rem}
.score-detail .score-text{font-size:.85rem;color:var(--gray);margin-top:4px}

/* ---- SCORE BARS ---- */
.score-bars{display:flex;flex-direction:column;gap:14px;margin-top:20px}
.score-bar-item{display:flex;align-items:center;gap:12px;font-size:.9rem}
.score-bar-label{width:140px;color:var(--text);font-weight:500;flex-shrink:0}
.score-bar-track{flex:1;height:8px;background:var(--border);border-radius:50px;overflow:hidden}
.score-bar-fill{height:100%;border-radius:50px;background:linear-gradient(90deg,var(--green),#A8E6E4);transition:width 1s ease}
.score-bar-num{width:32px;text-align:right;font-weight:700;color:var(--navy)}

/* ---- APPLY FORM SECTION ---- */
.apply-section{background:linear-gradient(135deg,#2C2416 0%,#4A3820 100%);border-radius:var(--radius-lg);padding:48px;color:var(--white);text-align:center;margin:40px 0}
.apply-section h2{color:var(--white);margin-bottom:12px}
.apply-section p{color:rgba(255,255,255,.8);margin-bottom:28px}
.apply-iframe-wrap{background:var(--white);border-radius:var(--radius);padding:24px;margin-top:28px}
.apply-iframe-wrap iframe{border:none;display:block;width:100%}

/* ---- HIGHLIGHT BOX ---- */
.highlight-box{background:var(--bg-alt);border-left:4px solid var(--navy);border-radius:0 var(--radius-sm) var(--radius-sm) 0;padding:20px 24px;margin:24px 0}
.highlight-box h4{color:var(--navy);margin-bottom:8px}
.highlight-box p{margin:0;font-size:.93rem}

/* ---- SECTION HEADER ---- */
.section-head{text-align:center;margin-bottom:48px}
.section-head .eyebrow{display:inline-block;font-size:.78rem;font-weight:700;text-transform:uppercase;letter-spacing:.1em;color:var(--green);background:var(--green-light);padding:5px 14px;border-radius:50px;margin-bottom:14px}
.section-head h2{margin-bottom:14px}
.section-head p{color:var(--gray);max-width:580px;margin:0 auto;font-size:1.05rem}

/* ---- FEATURE LIST ---- */
.feature-list{display:flex;flex-direction:column;gap:16px}
.feature-item{display:flex;gap:14px;align-items:flex-start}
.feature-icon{width:42px;height:42px;border-radius:10px;background:var(--green-light);color:var(--green);display:flex;align-items:center;justify-content:center;font-size:1.2rem;flex-shrink:0}
.feature-text h4{font-size:.98rem;margin-bottom:4px}
.feature-text p{font-size:.88rem;color:var(--gray);margin:0}

/* ---- BREADCRUMB ---- */
.breadcrumb{padding:12px 0;font-size:.85rem;color:var(--gray)}
.breadcrumb a{color:var(--navy)}
.breadcrumb span{margin:0 6px;color:var(--border)}

/* ---- TABLE OF CONTENTS ---- */
.toc{background:var(--white);border:1px solid var(--border);border-radius:var(--radius);padding:24px 28px;margin-bottom:32px}
.toc h4{font-size:.92rem;text-transform:uppercase;letter-spacing:.06em;color:var(--gray);margin-bottom:14px}
.toc ol{padding-left:18px;display:flex;flex-direction:column;gap:8px}
.toc li a{font-size:.93rem;color:var(--navy)}

/* ---- CONTENT LAYOUT ---- */
.content-main{max-width:820px;margin:0 auto}
.content-two-col{display:grid;grid-template-columns:1fr 340px;gap:48px;align-items:start}
.content-sidebar{position:relative;top:0}
.sidebar-card{background:var(--white);border:1px solid var(--border);border-radius:var(--radius);padding:24px;margin-bottom:20px}
.sidebar-card h4{font-size:.95rem;margin-bottom:14px;padding-bottom:10px;border-bottom:1px solid var(--border)}

/* ---- CALCULATOR ---- */
.calc-wrap{background:var(--white);border-radius:var(--radius-lg);border:1px solid var(--border);padding:40px;box-shadow:var(--shadow-md)}
.calc-inputs{display:grid;grid-template-columns:1fr 1fr;gap:24px;margin-bottom:32px}
.calc-field{display:flex;flex-direction:column;gap:8px}
.calc-field label{font-size:.9rem;font-weight:600;color:var(--dark)}
.calc-field input[type=range]{width:100%;accent-color:var(--navy);cursor:pointer}
.calc-value{font-size:1.5rem;font-weight:900;color:var(--navy)}
.calc-results{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin:32px 0;padding:28px;background:var(--bg);border-radius:var(--radius)}
.calc-result-item{text-align:center;padding:20px;border-radius:var(--radius-sm);background:var(--white);border:1px solid var(--border)}
.calc-result-item.winner{border-color:var(--green);background:var(--green-light)}
.calc-result-label{font-size:.82rem;color:var(--gray);margin-bottom:6px;font-weight:500}
.calc-result-amount{font-size:2rem;font-weight:900;color:var(--dark)}
.calc-result-item.winner .calc-result-amount{color:var(--green)}
.calc-result-note{font-size:.78rem;color:var(--gray);margin-top:4px}
.calc-bar-chart{margin-top:28px}
.chart-row{display:flex;align-items:center;gap:14px;margin-bottom:14px}
.chart-label{width:120px;font-size:.88rem;color:var(--text);font-weight:500}
.chart-bar{flex:1;height:38px;border-radius:6px;position:relative;min-width:10px;transition:width 0.8s ease;display:flex;align-items:center;padding-left:12px;font-size:.88rem;font-weight:700;color:#fff}
.bar-zayzoon{background:linear-gradient(90deg,var(--green),#A8E6E4)}
.bar-payday{background:linear-gradient(90deg,var(--danger),#F87171)}
.bar-cc{background:linear-gradient(90deg,var(--warning),#FCD34D);color:var(--dark)}
.savings-highlight{background:linear-gradient(135deg,var(--green) 0%,var(--green-dark) 100%);color:#fff;border-radius:var(--radius);padding:24px;text-align:center;margin-top:24px}
.savings-highlight .savings-amount{font-size:3rem;font-weight:900;margin-bottom:4px}
.savings-highlight p{color:rgba(255,255,255,.85);font-size:.95rem;margin:0}

/* ---- VERDICT BOX ---- */
.verdict{background:linear-gradient(135deg,#2C2416 0%,#4A3820 100%);border-radius:var(--radius-lg);padding:36px;color:var(--white);margin:40px 0}
.verdict-score{display:flex;align-items:center;gap:20px;margin-bottom:20px}
.verdict-num{font-size:4rem;font-weight:900;color:#6DD2CF}
.verdict-label{font-size:1.1rem;font-weight:700;color:var(--white)}
.verdict-sub{font-size:.88rem;color:rgba(255,255,255,.7)}
.verdict p{color:rgba(255,255,255,.85);line-height:1.75}

/* ---- ALT CARDS ---- */
.alt-card{background:var(--white);border-radius:var(--radius);border:1px solid var(--border);padding:24px;display:flex;gap:18px;align-items:flex-start;margin-bottom:16px;transition:box-shadow var(--transition)}
.alt-card:hover{box-shadow:var(--shadow-md)}
.alt-rank{width:36px;height:36px;border-radius:8px;background:var(--navy);color:#fff;display:flex;align-items:center;justify-content:center;font-weight:900;font-size:.9rem;flex-shrink:0;margin-top:2px}
.alt-body h3{font-size:1.05rem;margin-bottom:4px}
.alt-body p{font-size:.88rem;color:var(--gray);margin-bottom:10px}
.alt-meta{display:flex;gap:12px;flex-wrap:wrap}
.alt-tag{font-size:.75rem;font-weight:600;padding:3px 10px;border-radius:50px;background:var(--bg-alt);color:var(--navy)}

/* ---- FOOTER ---- */
.site-footer{background:var(--dark);color:rgba(255,255,255,.7);padding:64px 0 0}
.footer-top{display:grid;grid-template-columns:1fr 2fr;gap:60px;padding-bottom:48px;border-bottom:1px solid rgba(255,255,255,.1)}
.footer-brand .footer-logo{display:flex;align-items:center;gap:10px;font-size:1.2rem;font-weight:800;color:var(--white);margin-bottom:16px}
.footer-brand p{font-size:.88rem;line-height:1.7;margin-bottom:12px}
.ftc-badge{font-size:.78rem;background:rgba(255,255,255,.07);border-radius:6px;padding:8px 12px;line-height:1.5}
.ftc-badge a{color:#6DD2CF}
.footer-links-group{display:grid;grid-template-columns:repeat(3,1fr);gap:32px}
.footer-col h4{font-size:.82rem;font-weight:700;text-transform:uppercase;letter-spacing:.08em;color:var(--white);margin-bottom:16px}
.footer-col ul{display:flex;flex-direction:column;gap:9px}
.footer-col li a{font-size:.88rem;color:rgba(255,255,255,.6);transition:color var(--transition)}
.footer-col li a:hover{color:var(--white)}
.footer-bottom{padding:24px 0;border-top:1px solid rgba(255,255,255,.07);text-align:center;font-size:.78rem;color:rgba(255,255,255,.35);line-height:1.7}
.footer-bottom p{margin-bottom:4px}

/* ---- PAGE HEADER ---- */
.page-hero{background:linear-gradient(135deg,#2C2416 0%,#4A3820 100%);padding:56px 0 48px;color:var(--white)}
.page-hero h1{color:var(--white);margin-bottom:12px}
.page-hero p{color:rgba(255,255,255,.8);font-size:1.1rem;max-width:600px}
.page-hero .meta-row{display:flex;gap:20px;flex-wrap:wrap;margin-top:16px;font-size:.85rem;color:rgba(255,255,255,.6)}
.meta-row span{display:flex;align-items:center;gap:6px}

/* ---- RESPONSIVE ---- */
@media(max-width:900px){
  .hero-inner{grid-template-columns:1fr}
  .rating-card{display:none}
  .pros-cons{grid-template-columns:1fr}
  .content-two-col{grid-template-columns:1fr}
  .content-sidebar{position:static}
  .calc-inputs{grid-template-columns:1fr}
  .calc-results{grid-template-columns:1fr}
  .footer-top{grid-template-columns:1fr}
  .footer-links-group{grid-template-columns:repeat(2,1fr)}
}
@media(max-width:700px){
  .section{padding:56px 0}
  h1{font-size:2rem}
  h2{font-size:1.6rem}
  /* legacy nav-menu rule removed - see new mobile nav below */
  
  .nav-toggle{display:flex}
  
  
  .hero-ctas{flex-direction:column}
  .btn{width:100%;justify-content:center}
  .stat-strip .container{justify-content:center;gap:16px}
  .footer-links-group{grid-template-columns:1fr}
  .compare-table{font-size:.82rem}
  .compare-table th,.compare-table td{padding:10px 12px}
}
@media(max-width:480px){
  .container{padding:0 16px}
  .calc-results{gap:12px}
  .calc-result-item{padding:16px 12px}
  .calc-result-amount{font-size:1.6rem}
}

/* ---- UTILITIES ---- */
.text-center{text-align:center}
.text-gray{color:var(--gray)}
.text-green{color:var(--green)}
.text-navy{color:var(--navy)}
.text-orange{color:var(--orange)}
.mt-0{margin-top:0}.mt-1{margin-top:8px}.mt-2{margin-top:16px}.mt-3{margin-top:24px}.mt-4{margin-top:32px}.mt-6{margin-top:48px}
.mb-0{margin-bottom:0}.mb-1{margin-bottom:8px}.mb-2{margin-bottom:16px}.mb-3{margin-bottom:24px}.mb-4{margin-bottom:32px}.mb-6{margin-bottom:48px}
.gap-2{gap:16px}.gap-3{gap:24px}
.d-flex{display:flex}.align-center{align-items:center}.justify-between{justify-content:space-between}
.w-full{width:100%}
.rounded{border-radius:var(--radius)}
.shadow{box-shadow:var(--shadow)}
.bold{font-weight:700}
.small{font-size:.85rem}
.strong-green{color:var(--green);font-weight:700}
.check{color:var(--green)}
.cross{color:var(--danger)}


/* ============================================================
   FEATURE SECTIONS (Earned Wage Access / Perks / Wellness)
   ============================================================ */

.feature-section { overflow: hidden; }

/* ---- Split layout ---- */
.feature-split {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 64px;
  align-items: center;
}
.feature-split-reverse {
  direction: rtl;
}
.feature-split-reverse > * {
  direction: ltr;
}

/* ---- Image side ---- */
.feature-img-wrap {
  position: relative;
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow-xl);
}
.feature-img-wrap img {
  width: 100%;
  height: 380px;
  object-fit: cover;
  display: block;
  transition: transform .5s ease;
}
.feature-img-wrap:hover img {
  transform: scale(1.03);
}
.feature-img-badge {
  position: absolute;
  bottom: 20px;
  left: 20px;
  background: var(--navy);
  color: #fff;
  border-radius: 50px;
  padding: 8px 18px;
  font-size: .88rem;
  font-weight: 700;
  display: flex;
  align-items: center;
  gap: 8px;
  box-shadow: 0 4px 16px rgba(0,0,0,.25);
}
.feature-img-badge .fib-icon { font-size: 1.1rem; }
.feature-img-badge.badge-green { background: var(--green); }
.feature-img-badge.badge-orange { background: var(--orange); }

/* ---- Text side ---- */
.feature-split-text { padding: 8px 0; }
.feature-lead {
  font-size: 1.08rem;
  color: var(--text);
  margin-bottom: 28px;
  line-height: 1.75;
}

/* ---- Feature stat row ---- */
.feature-stats-row {
  display: flex;
  gap: 24px;
  margin: 24px 0 8px;
  flex-wrap: wrap;
}
.fsr-item {
  text-align: center;
  padding: 16px 20px;
  background: var(--bg-alt);
  border-radius: var(--radius);
  flex: 1;
  min-width: 90px;
}
.fsr-num {
  font-size: 1.6rem;
  font-weight: 900;
  color: var(--navy);
  line-height: 1;
}
.fsr-label {
  font-size: .76rem;
  color: var(--gray);
  margin-top: 4px;
}

/* ---- Perks Grid ---- */
.perks-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 14px;
  margin-bottom: 8px;
}
.perk-card {
  display: flex;
  gap: 12px;
  align-items: flex-start;
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 14px 16px;
  transition: box-shadow var(--transition), border-color var(--transition);
}
.perk-card:hover {
  box-shadow: var(--shadow-md);
  border-color: var(--green);
}
.perk-icon {
  font-size: 1.5rem;
  flex-shrink: 0;
  margin-top: 1px;
}
.perk-info h4 {
  font-size: .9rem;
  margin-bottom: 4px;
}
.perk-info p {
  font-size: .8rem;
  color: var(--gray);
  margin: 0;
  line-height: 1.5;
}

/* ---- Wellness Levels ---- */
.wellness-levels {
  display: flex;
  flex-direction: column;
  gap: 14px;
  margin-bottom: 4px;
}
.wellness-level {
  display: flex;
  gap: 14px;
  align-items: flex-start;
  padding: 16px;
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  transition: box-shadow var(--transition);
}
.wellness-level:hover { box-shadow: var(--shadow-md); }
.wl-badge {
  flex-shrink: 0;
  padding: 5px 12px;
  border-radius: 50px;
  font-size: .72rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: .05em;
  margin-top: 2px;
}
.wl-beginner    { background: #EDE9FE; color: #7C3AED; }
.wl-intermediate{ background: #DBEAFE; color: #1D4ED8; }
.wl-advanced    { background: var(--green-light); color: var(--green-dark); }
.wl-content h4  { font-size: .95rem; margin-bottom: 4px; }
.wl-content p   { font-size: .85rem; color: var(--gray); margin: 0; line-height: 1.6; }

/* ---- Responsive ---- */
@media (max-width: 900px) {
  .feature-split,
  .feature-split-reverse {
    grid-template-columns: 1fr;
    direction: ltr;
    gap: 32px;
  }
  .feature-img-wrap img { height: 260px; }
  .perks-grid { grid-template-columns: 1fr; }
  .feature-stats-row { gap: 12px; }
}
@media (max-width: 600px) {
  .feature-img-wrap img { height: 220px; }
  .perks-grid { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 420px) {
  .perks-grid { grid-template-columns: 1fr; }
}

/* ============================================================
   HERO BRAND NAME — ZayZoon prominent headline
   ============================================================ */
.hero-brand-name {
  display: block;
  font-size: clamp(4rem, 10vw, 7.5rem);
  font-weight: 900;
  line-height: 1;
  letter-spacing: -0.02em;
  /* Gradient: bright green → teal-cyan */
  background: linear-gradient(120deg, #6DD2CF 0%, #6DD2CF 45%, #FFD166 100%);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
  /* Glow behind text */
  filter: drop-shadow(0 0 32px rgba(109,210,207,.35));
  margin-bottom: 6px;
}

.hero-tagline {
  display: block;
  font-size: clamp(1.4rem, 3.5vw, 2.2rem);
  font-weight: 700;
  color: rgba(255, 255, 255, 0.92);
  letter-spacing: -0.01em;
  line-height: 1.25;
}

/* Override h1 default color inside hero for these spans */
.hero h1 {
  color: transparent;   /* let children control color */
  margin-bottom: 18px;
}

@media (max-width: 700px) {
  .hero-brand-name { font-size: 3.6rem; }
  .hero-tagline    { font-size: 1.2rem; }
}

/* ============================================================
   WARM LINEN THEME OVERRIDES
   #2C2416 + #6DD2CF + #FAF8F4 + #E8E0D4
   ============================================================ */

/* Nav: warm white surface */
.site-header { background: #FFFFFF; border-bottom: 1px solid #E8E0D4; position: relative; }
.nav-menu > li > a:hover,
.nav-menu > li.active > a { background: #F0EDE8; color: var(--navy); }
.sub-menu li a:hover { background: #F5F2EE; }

/* Logo mark: teal on warm dark */
.logo-mark {
  background: linear-gradient(135deg, #2C2416, var(--green));
}
.logo strong { color: var(--green); }

/* Hero section: warm dark → slightly warmer */
.hero {
  background:
    linear-gradient(
      105deg,
      rgba(26,21,13,0.92) 0%,
      rgba(26,21,13,0.82) 38%,
      rgba(26,21,13,0.50) 62%,
      rgba(26,21,13,0.22) 100%
    ),
    url('images/zayzoonherobg.jpg') center 30% / cover no-repeat;
  position: relative;
}
.hero::before {
  background: radial-gradient(circle, rgba(109,210,207,.12) 0%, transparent 70%);
}
.hero-badge {
  background: rgba(109,210,207,.12);
  border-color: rgba(109,210,207,.25);
  color: #A8E6E4;
}
.trust-item .ti { color: #6DD2CF; }

/* Rating card on hero */
.rating-card {
  background: #FFFFFF;
  border: 1px solid #E8E0D4;
  box-shadow: 0 8px 32px rgba(44,36,22,.18);
}
.rc-score { color: #2C2416; }

/* Stat strip: warm dark */
.stat-strip { background: #2C2416; }
.stat-number { color: #6DD2CF; }
.stat-label  { color: rgba(250,248,244,.65); }

/* Section alt: warm cream */
.section-alt { background: #F0EDE8; }
.section-dark { background: #2C2416; }

/* Buttons */
.btn-primary { background: #C4622D; border-color: #C4622D; color: #FFFFFF; }
.btn-primary:hover {
  background: #A34E22; border-color: #A34E22;
  box-shadow: 0 8px 20px rgba(196,98,45,.30);
}
.btn-green { background: var(--green); border-color: var(--green); color: #1A150D; }
.btn-green:hover {
  background: var(--green-dark); border-color: var(--green-dark);
  box-shadow: 0 8px 20px rgba(109,210,207,.30);
  color: #FFFFFF;
}
.btn-secondary { color: #2C2416; border-color: #2C2416; }
.btn-secondary:hover { background: #2C2416; color: #FAF8F4; }

/* Nav CTA */
.nav-cta { background: #C4622D !important; color: #FFFFFF !important; }
.nav-cta:hover { background: #A34E22 !important; }

/* Steps number */
.step-num {
  background: linear-gradient(135deg, #2C2416, #5A4838);
}

/* Compare table */
.compare-table th { background: #2C2416; }
.compare-table .th-accent { background: var(--green); color: #1A150D; }

/* Pros/Cons */
.pros-box { border-color: var(--green); }
.pros-box h3 { color: var(--green-dark); }

/* Score bar fill */
.score-bar-fill {
  background: linear-gradient(90deg, var(--green), #A8E6E4);
}

/* Verdict box */
.verdict {
  background: linear-gradient(135deg, #2C2416 0%, #4A3820 100%);
}
.verdict-num { color: #6DD2CF; }

/* Apply section */
.apply-section {
  background: linear-gradient(135deg, #2C2416 0%, #4A3820 100%);
}

/* Page hero (inner pages) */
.page-hero { background: linear-gradient(135deg, #2C2416 0%, #4A3820 100%); }

/* TOC */
.toc { border: 1px solid #E8E0D4; background: #FFFFFF; }

/* Highlight box */
.highlight-box {
  background: #F0EDE8;
  border-left-color: var(--green);
}
.highlight-box h4 { color: var(--green-dark); }

/* Alert info */
.alert-info { background: #EAF7F6; border-left-color: var(--green); }

/* Feature section stats */
.fsr-item { background: #F0EDE8; }
.fsr-num  { color: #2C2416; }

/* Perk card hover */
.perk-card:hover { border-color: var(--green); }

/* Footer */
.site-footer { background: #1A150D; }
.footer-bottom { color: rgba(250,248,244,.3); }
.footer-brand .footer-logo span { color: #FAF8F4; }
.footer-col h4 { color: #FAF8F4; }
.ftc-badge a { color: #6DD2CF; }

/* FTC disclosure bar */
.ftc-disclosure {
  background: #FBF0EA;
  border: 1px solid #E8D4C0;
  color: #6B3A1A;
}

/* Breadcrumb */
.breadcrumb a { color: #B2E8E6; }

/* Savings highlight */
.savings-highlight {
  background: linear-gradient(135deg, var(--green) 0%, var(--green-dark) 100%);
  color: #1A150D;
}
.savings-highlight p { color: rgba(26,21,13,.75); }

/* Alt rank badge */
.alt-rank { background: #2C2416; }

/* Eyebrow badge */
.eyebrow {
  color: var(--green-dark);
  background: var(--green-light);
}

/* Wellness badges */
.wl-beginner     { background: #EDE9FE; color: #5B21B6; }
.wl-intermediate { background: #E6F8F7; color: #0F766E; }
.wl-advanced     { background: #E6F8F7; color: var(--green-dark); }

/* Hero tagline color adjustment */
.hero-tagline { color: rgba(250,248,244,.88); }

/* ============================================================
   HERO — Photo Background Text Contrast Boosts
   ============================================================ */

/* Taller hero to show more of the photo */
.hero { padding: 100px 0 90px; }

/* Hero sub-text: brighter for photo bg */
.hero-sub {
  color: rgba(250,248,244,.90);
  text-shadow: 0 1px 4px rgba(0,0,0,.35);
}

/* Trust items: crisp on photo */
.hero-trust { margin-top: 20px; }
.trust-item {
  color: rgba(250,248,244,.85);
  text-shadow: 0 1px 3px rgba(0,0,0,.3);
}

/* Hero badge: slightly more opaque */
.hero-badge {
  background: rgba(26,21,13,.55);
  border: 1px solid rgba(109,210,207,.35);
  color: #A8E6E4;
  backdrop-filter: blur(4px);
  -webkit-backdrop-filter: blur(4px);
}

/* Hero brand name: stronger glow on photo bg */
.hero-brand-name {
  filter: drop-shadow(0 0 36px rgba(109,210,207,.55));
}

/* Rating card: glass effect on photo bg */
.rating-card {
  background: rgba(255,255,255,.92);
  border: 1px solid rgba(232,224,212,.6);
  backdrop-filter: blur(8px);
  -webkit-backdrop-filter: blur(8px);
  box-shadow: 0 12px 40px rgba(26,21,13,.30);
}

/* CTA buttons in hero: scoped to dark photo bg only */
.btn-primary {
  box-shadow: 0 4px 20px rgba(196,98,45,.45);
}
.hero .btn-secondary {
  background: rgba(250,248,244,.12);
  border-color: rgba(250,248,244,.60);
  color: #FAF8F4;
  backdrop-filter: blur(4px);
  -webkit-backdrop-filter: blur(4px);
}
.hero .btn-secondary:hover {
  background: rgba(250,248,244,.25);
  color: #FAF8F4;
}

/* hero-inner centered — single column */

/* Stat strip: sits just below hero, dark warm */
.stat-strip {
  background: rgba(26,21,13,.97);
  border-top: 2px solid #6DD2CF;
}

/* ============================================================
   E-E-A-T COMPONENTS
   ============================================================ */

/* ---- Trust Bar ---- */
.trust-bar {
  background: #FFFFFF;
  border-bottom: 1px solid var(--border);
  border-top: 1px solid var(--border);
  padding: 10px 0;
}
.trust-bar-inner {
  display: flex;
  align-items: center;
  justify-content: center;
  flex-wrap: wrap;
  gap: 0;
}
.tb-item {
  display: flex;
  align-items: center;
  gap: 7px;
  padding: 4px 18px;
  font-size: .8rem;
  color: var(--text);
  white-space: nowrap;
}
.tb-item strong { color: var(--dark); font-weight: 700; }
.tb-icon { font-size: 1rem; flex-shrink: 0; }
.tb-divider {
  width: 1px;
  height: 20px;
  background: var(--border);
  flex-shrink: 0;
}

/* ---- Third-party ratings ---- */
.third-party-ratings {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 16px;
  max-width: 860px;
  margin: 0 auto;
}
.tpr-card {
  background: #FFFFFF;
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 20px 16px;
  text-align: center;
  transition: box-shadow var(--transition);
}
.tpr-card:hover { box-shadow: var(--shadow-md); }
.tpr-card-ours { border: 2px solid var(--green); }
.tpr-platform {
  display: inline-block;
  font-size: .72rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: .08em;
  background: var(--bg-alt);
  color: var(--dark);
  padding: 3px 10px;
  border-radius: 50px;
  margin-bottom: 8px;
}
.tpr-stars { color: #F59E0B; font-size: 1rem; margin-bottom: 4px; }
.tpr-score {
  font-size: 2rem;
  font-weight: 900;
  color: var(--dark);
  line-height: 1;
}
.tpr-max { font-size: 1rem; font-weight: 400; color: var(--gray); }
.tpr-count { font-size: .75rem; color: var(--gray); margin: 4px 0 10px; }
.tpr-link {
  font-size: .75rem;
  color: var(--green-dark);
  font-weight: 600;
  text-decoration: underline;
  text-underline-offset: 2px;
}

/* ---- Expert Grid ---- */
.expert-grid {
  display: flex;
  flex-direction: column;
  gap: 20px;
  margin-bottom: 40px;
}
.expert-card {
  display: flex;
  gap: 24px;
  align-items: flex-start;
  background: #FFFFFF;
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 28px;
  transition: box-shadow var(--transition);
}
.expert-card:hover { box-shadow: var(--shadow-md); }
.expert-avatar {
  width: 64px;
  height: 64px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.3rem;
  font-weight: 900;
  color: #FFFFFF;
  flex-shrink: 0;
  letter-spacing: -.02em;
}
.expert-body { flex: 1; }
.expert-name {
  font-size: 1.08rem;
  font-weight: 700;
  color: var(--dark);
  margin-bottom: 2px;
}
.expert-title {
  font-size: .82rem;
  color: var(--green-dark);
  font-weight: 600;
  margin-bottom: 10px;
}
.expert-creds {
  display: flex;
  gap: 6px;
  flex-wrap: wrap;
  margin-bottom: 12px;
}
.cred-badge {
  display: inline-block;
  font-size: .72rem;
  font-weight: 700;
  padding: 3px 10px;
  border-radius: 50px;
  background: var(--green-light);
  color: var(--green-dark);
  border: 1px solid rgba(74,173,169,.2);
}
.expert-bio {
  font-size: .88rem;
  color: var(--text);
  line-height: 1.7;
  margin-bottom: 12px;
}
.expert-reviewed {
  display: flex;
  align-items: center;
  gap: 6px;
  font-size: .78rem;
  color: var(--gray);
  padding: 6px 12px;
  background: var(--bg-alt);
  border-radius: 50px;
  width: fit-content;
}
.er-label { color: var(--gray); }
.er-date { font-weight: 600; color: var(--dark); }

/* ---- Methodology Box ---- */
.methodology-box {
  background: var(--bg-alt);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 32px;
  border-left: 4px solid var(--green);
}
.mb-header {
  display: flex;
  align-items: center;
  gap: 14px;
  margin-bottom: 24px;
}
.mb-icon {
  width: 44px;
  height: 44px;
  background: var(--green-light);
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.3rem;
  flex-shrink: 0;
}
.mb-header h3 { font-size: 1.15rem; margin: 0; }
.mb-steps {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
  margin-bottom: 20px;
}
.mb-step {
  display: flex;
  gap: 12px;
  align-items: flex-start;
  background: #FFFFFF;
  border-radius: var(--radius-sm);
  padding: 14px 16px;
  border: 1px solid var(--border);
}
.mb-step-num {
  width: 28px;
  height: 28px;
  border-radius: 50%;
  background: var(--green);
  color: #1A150D;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: .85rem;
  font-weight: 900;
  flex-shrink: 0;
}
.mb-step-content {
  display: flex;
  flex-direction: column;
  gap: 4px;
}
.mb-step-content strong {
  font-size: .9rem;
  color: var(--dark);
}
.mb-step-content span {
  font-size: .8rem;
  color: var(--gray);
  line-height: 1.5;
}
.mb-footer {
  font-size: .8rem;
  color: var(--text);
  line-height: 1.65;
  padding: 14px 16px;
  background: #FFFBF5;
  border-radius: var(--radius-sm);
  border: 1px solid #E8D4C0;
}
.mb-footer a { color: var(--green-dark); font-weight: 600; }

/* ---- FAQ Two Columns ---- */
.faq-two-col {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 20px;
}
.faq-col .faq-list {
  border-radius: var(--radius);
}

/* ---- Responsive ---- */
@media (max-width: 900px) {
  .third-party-ratings { grid-template-columns: repeat(2, 1fr); }
  .expert-card { flex-direction: column; align-items: flex-start; gap: 16px; }
  .mb-steps { grid-template-columns: 1fr; }
  .faq-two-col { grid-template-columns: 1fr; }
}
@media (max-width: 600px) {
  .third-party-ratings { grid-template-columns: repeat(2, 1fr); gap: 10px; }
  .trust-bar-inner { gap: 4px; }
  .tb-divider { display: none; }
  .tb-item { font-size: .72rem; padding: 4px 8px; }
  .methodology-box { padding: 20px; }
  .expert-card { padding: 18px; }
}

/* ============================================================
   USER REVIEW SECTION — Trustpilot Style
   ============================================================ */

/* ── Aggregate score banner ── */
.review-banner {
  display: flex;
  align-items: center;
  gap: 0;
  background: #FFFFFF;
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 28px 36px;
  margin-bottom: 40px;
  flex-wrap: wrap;
  gap: 0;
}
.rb-score-group {
  display: flex;
  align-items: center;
  gap: 16px;
  flex: 0 0 auto;
  padding-right: 36px;
}
.rb-big-score {
  font-size: 3.8rem;
  font-weight: 900;
  color: var(--dark);
  line-height: 1;
}
.rb-stars { color: #F59E0B; font-size: 1.4rem; margin-bottom: 4px; }
.rb-label { font-size: .75rem; color: var(--gray); }
.rb-divider {
  width: 1px;
  height: 64px;
  background: var(--border);
  flex-shrink: 0;
  margin: 0 32px;
}
.rb-platform-scores {
  display: flex;
  flex-direction: column;
  gap: 8px;
  flex: 1;
}
.rb-ps-item {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: .85rem;
}
.rb-ps-name {
  width: 80px;
  font-weight: 600;
  color: var(--dark);
  flex-shrink: 0;
}
.rb-ps-stars { color: #F59E0B; font-size: .9rem; }
.rb-ps-num {
  font-weight: 700;
  color: var(--green-dark);
  font-size: .88rem;
}
.rb-recommend {
  text-align: center;
  padding-left: 36px;
  flex-shrink: 0;
}
.rb-rec-num {
  font-size: 3rem;
  font-weight: 900;
  color: var(--green);
  line-height: 1;
}
.rb-rec-num span { font-size: 1.6rem; }
.rb-rec-label { font-size: .75rem; color: var(--gray); margin-top: 4px; line-height: 1.4; }

/* ── Review theme grid ── */
.review-themes-title {
  font-size: 1.15rem;
  font-weight: 700;
  color: var(--dark);
  margin-bottom: 20px;
}
.review-theme-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 16px;
  margin-bottom: 24px;
}
.rt-card {
  background: #FFFFFF;
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 20px;
  border-top: 3px solid;
  transition: box-shadow var(--transition);
}
.rt-card:hover { box-shadow: var(--shadow-md); }
.rt-positive { border-top-color: var(--green); }
.rt-mixed    { border-top-color: var(--warning); }
.rt-negative { border-top-color: var(--danger); }
.rt-header {
  display: flex;
  gap: 12px;
  align-items: flex-start;
  margin-bottom: 12px;
}
.rt-icon {
  font-size: 1.4rem;
  flex-shrink: 0;
  margin-top: 1px;
}
.rt-theme {
  font-size: .95rem;
  font-weight: 700;
  color: var(--dark);
  margin-bottom: 3px;
}
.rt-sentiment {
  font-size: .72rem;
  font-weight: 600;
  padding: 2px 8px;
  border-radius: 50px;
  display: inline-block;
}
.rt-sentiment.positive { background: var(--green-light); color: var(--green-dark); }
.rt-sentiment.mixed    { background: #FFFBEB; color: #92400E; }
.rt-sentiment.negative { background: #FEF2F2; color: #991B1B; }
.rt-summary {
  font-size: .83rem;
  color: var(--text);
  line-height: 1.7;
  margin-bottom: 12px;
}
.rt-platforms {
  display: flex;
  flex-wrap: wrap;
  gap: 6px;
}
.rt-tag {
  font-size: .68rem;
  font-weight: 700;
  padding: 2px 8px;
  border-radius: 50px;
  background: var(--bg-alt);
  color: var(--gray);
  border: 1px solid var(--border);
}

/* ── Review disclaimer ── */
.review-disclaimer {
  display: flex;
  gap: 12px;
  align-items: flex-start;
  background: #FFFBF5;
  border: 1px solid #E8D4C0;
  border-radius: var(--radius-sm);
  padding: 14px 18px;
  font-size: .78rem;
  color: var(--text);
  line-height: 1.65;
}
.rd-icon { font-size: 1rem; flex-shrink: 0; margin-top: 1px; }

/* ── Responsive ── */
@media (max-width: 900px) {
  .review-theme-grid { grid-template-columns: 1fr 1fr; }
  .review-banner { padding: 20px 24px; }
  .rb-divider { display: none; }
  .rb-platform-scores { flex-direction: row; flex-wrap: wrap; gap: 12px; }
  .rb-ps-item { gap: 6px; }
}
@media (max-width: 600px) {
  .review-theme-grid { grid-template-columns: 1fr; }
  .rb-score-group { padding-right: 0; }
  .rb-recommend { padding-left: 0; margin-top: 16px; }
}

/* ============================================================
   HERO FORM CARD — APIdiamond Integration
   ============================================================ */

.hero-form-card {
  background: rgba(255, 255, 255, 0.97);
  border-radius: 20px;
  overflow: hidden;
  box-shadow:
    0 20px 60px rgba(44, 36, 22, .35),
    0 4px 16px rgba(44, 36, 22, .15);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  width: 100%;
  max-width: 420px;
  border: 1px solid rgba(232, 224, 212, .5);
  flex-shrink: 0;
}

/* Header bar */
.hfc-header {
  display: flex;
  align-items: center;
  gap: 12px;
  padding: 16px 20px 14px;
  background: #2C2416;
  color: #FFFFFF;
}
.hfc-logo-mark {
  width: 36px;
  height: 36px;
  border-radius: 8px;
  background: linear-gradient(135deg, #6DD2CF, #4AADA9);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.1rem;
  font-weight: 900;
  color: #1A150D;
  flex-shrink: 0;
}
.hfc-title {
  font-size: .95rem;
  font-weight: 700;
  color: #FAF8F4;
  line-height: 1.2;
}
.hfc-sub {
  font-size: .72rem;
  color: rgba(250, 248, 244, .65);
  margin-top: 2px;
}

/* Trust row */
.hfc-trust-row {
  display: flex;
  gap: 0;
  background: #F0EDE8;
  border-bottom: 1px solid #E8E0D4;
}
.hfc-trust-row span {
  flex: 1;
  text-align: center;
  font-size: .65rem;
  font-weight: 600;
  color: #4A3A28;
  padding: 7px 4px;
  border-right: 1px solid #E8E0D4;
  white-space: nowrap;
}
.hfc-trust-row span:last-child { border-right: none; }

/* Form body — let APIdiamond form fill this */
.hfc-body {
  padding: 0;
  max-height: 480px;
  overflow-y: auto;
  overflow-x: hidden;
  background: #FFFFFF;
}
.hfc-body::-webkit-scrollbar {
  width: 4px;
}
.hfc-body::-webkit-scrollbar-track {
  background: #F0EDE8;
}
.hfc-body::-webkit-scrollbar-thumb {
  background: #6DD2CF;
  border-radius: 2px;
}

/* Override APIdiamond default styles to match Warm Linen */
.hfc-body #_lg_form_ {
  font-family: 'Inter', -apple-system, sans-serif !important;
}
.hfc-body #_lg_form_ input,
.hfc-body #_lg_form_ select {
  border: 1px solid #E8E0D4 !important;
  border-radius: 8px !important;
  font-family: inherit !important;
}
.hfc-body #_lg_form_ button[type="submit"],
.hfc-body #_lg_form_ .submit-btn,
.hfc-body #_lg_form_ input[type="submit"] {
  background: #C4622D !important;
  border-color: #C4622D !important;
  border-radius: 8px !important;
  font-weight: 700 !important;
}

/* Footer disclaimer */
.hfc-footer {
  padding: 8px 16px;
  font-size: .68rem;
  color: #7A6A5A;
  background: #FAF8F4;
  border-top: 1px solid #E8E0D4;
  line-height: 1.5;
  text-align: center;
}
.hfc-footer a {
  color: var(--green-dark);
  font-weight: 600;
}

/* hero-inner is now centered via Warm Linen overrides below */

/* Mobile: stack form below text */
@media (max-width: 900px) {
  .hero-form-card {
    max-width: 100%;
    margin-top: 32px;
  }
  .hero-inner {
    grid-template-columns: 1fr;
  }
  .hfc-body {
    max-height: 400px;
  }
}
@media (max-width: 480px) {
  .hfc-trust-row span { font-size: .58rem; padding: 6px 2px; }
  .hfc-title { font-size: .85rem; }
}

/* ============================================================
   HERO — Centered single-column layout (after form removed)
   ============================================================ */

/* Override 2-col grid → single centered column */
.hero-inner {
  grid-template-columns: 1fr !important;
  gap: 0 !important;
  max-width: 780px;
  margin: 0 auto;
  text-align: center;
}
.hero-content {
  display: flex;
  flex-direction: column;
  align-items: center;
}
.hero-badge {
  margin: 0 auto 20px;
}
.hero h1 {
  text-align: center;
}
.hero-sub {
  text-align: center;
  margin-left: auto;
  margin-right: auto;
  max-width: 600px;
}
.hero-ctas {
  justify-content: center;
}
.hero-trust {
  justify-content: center;
}

/* Bigger hero padding now it's centered */
.hero { padding: 110px 0 100px; }

/* ============================================================
   BELOW-HERO FORM SECTION
   ============================================================ */

.below-hero-form {
  background: #FAF8F4;
  border-top: 3px solid #6DD2CF;
  padding: 56px 0 64px;
}
.bhf-inner {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 56px;
  align-items: flex-start;
}

/* Left text column */
.bhf-left { padding-top: 8px; }
.bhf-tag {
  display: inline-block;
  font-size: .72rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: .1em;
  color: var(--green-dark);
  background: var(--green-light);
  padding: 5px 14px;
  border-radius: 50px;
  margin-bottom: 16px;
}
.bhf-title {
  font-size: 1.75rem;
  font-weight: 800;
  color: var(--dark);
  line-height: 1.2;
  margin-bottom: 14px;
}
.bhf-sub {
  font-size: .95rem;
  color: var(--text);
  line-height: 1.75;
  margin-bottom: 24px;
}
.bhf-trust {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 10px;
}
.bhf-trust-item {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: .88rem;
  color: var(--text);
  font-weight: 500;
}
.bhf-check { font-size: 1rem; flex-shrink: 0; }

/* Right form column */
.bhf-form-wrap {
  background: #FFFFFF;
  border-radius: var(--radius-lg);
  overflow: hidden;
  border: 1px solid var(--border);
  box-shadow: 0 8px 32px rgba(44,36,22,.12);
}
.bhf-form-header {
  display: flex;
  align-items: center;
  gap: 12px;
  padding: 18px 22px;
  background: #2C2416;
  color: #FFFFFF;
}
.bhf-form-logo {
  width: 38px;
  height: 38px;
  border-radius: 8px;
  background: linear-gradient(135deg, #6DD2CF, #4AADA9);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.15rem;
  font-weight: 900;
  color: #1A150D;
  flex-shrink: 0;
}
.bhf-form-title {
  font-size: 1rem;
  font-weight: 700;
  color: #FAF8F4;
}
.bhf-form-sub {
  font-size: .72rem;
  color: rgba(250,248,244,.65);
  margin-top: 2px;
}
.bhf-form-body {
  padding: 0;
  background: #FFFFFF;
  min-height: 300px;
}
.bhf-form-body #_lg_form_ {
  font-family: 'Inter', -apple-system, sans-serif !important;
}
.bhf-form-body #_lg_form_ input,
.bhf-form-body #_lg_form_ select {
  border: 1px solid #E8E0D4 !important;
  border-radius: 8px !important;
}
.bhf-form-body #_lg_form_ button[type="submit"],
.bhf-form-body #_lg_form_ input[type="submit"],
.bhf-form-body #_lg_form_ .submit-btn {
  background: #C4622D !important;
  border-color: #C4622D !important;
  border-radius: 8px !important;
  font-weight: 700 !important;
}
.bhf-form-footer {
  padding: 10px 20px;
  font-size: .7rem;
  color: var(--gray);
  background: #F5F2EE;
  border-top: 1px solid var(--border);
  text-align: center;
}
.bhf-form-footer a { color: var(--green-dark); font-weight: 600; }

/* Responsive */
@media (max-width: 900px) {
  .bhf-inner {
    grid-template-columns: 1fr;
    gap: 32px;
  }
  .bhf-title { font-size: 1.4rem; }
  .hero { padding: 80px 0 70px; }
}
@media (max-width: 600px) {
  .bhf-trust { grid-template-columns: 1fr; gap: 8px; }
  .below-hero-form { padding: 40px 0 48px; }
}

/* Sign-up page redirect CTA box */
.signup-redirect-box {
  background: linear-gradient(135deg, #2C2416 0%, #4A3820 100%);
  border-radius: var(--radius-lg);
  padding: 40px 36px;
  text-align: center;
  color: #FAF8F4;
  margin: 32px 0;
}
.srb-icon { font-size: 2.5rem; margin-bottom: 12px; }
.signup-redirect-box h3 { color: #FAF8F4; font-size: 1.4rem; margin-bottom: 10px; }
.signup-redirect-box p { color: rgba(250,248,244,.78); margin-bottom: 20px; font-size: .95rem; }
.signup-redirect-box .btn-primary { 
  background: #6DD2CF; border-color: #6DD2CF; color: #1A150D;
  font-size: 1.05rem; padding: 14px 32px;
}
.signup-redirect-box .btn-primary:hover {
  background: #4AADA9; border-color: #4AADA9;
  box-shadow: 0 8px 24px rgba(109,210,207,.4);
}

/* ============================================================
   ZAYZOON LOGO — Text Only (Nav + Footer)
   ============================================================ */

/* ── Nav version ── */
.logo-zz-nav {
  display: inline-flex;
  align-items: baseline;
  font-size: 1.5rem;
  font-weight: 900;
  letter-spacing: -.04em;
  line-height: 1;
  font-family: var(--font);
}
.lz-zay {
  color: #6DD2CF;
}
.lz-zoon {
  color: #2C2416;
}

/* Nav hover: subtle teal shift */
.logo:hover .lz-zay  { color: #4AADA9; }
.logo:hover .lz-zoon { color: #4A3820; }

/* Remove gap on logo anchor since no icon */
.logo { gap: 0; }

/* ── Footer version ── */
.logo-zz-ft {
  display: inline-flex;
  align-items: baseline;
  font-size: 1.35rem;
  font-weight: 900;
  letter-spacing: -.04em;
  line-height: 1;
  font-family: var(--font);
}
/* "Zay" stays teal in footer too */
.logo-zz-ft .lz-zay { color: #6DD2CF; }

/* "Zoon" cream-white on dark footer */
.lz-zoon-ft { color: #FAF8F4; }

/* Footer logo row */
.footer-logo {
  display: flex;
  align-items: center;
  gap: 0;
  margin-bottom: 16px;
}

/* ── Responsive ── */
@media (max-width: 480px) {
  .logo-zz-nav { font-size: 1.3rem; }
}


/* ============================================================
   BACK TO TOP BUTTON
   ============================================================ */
.back-to-top {
  position: fixed;
  bottom: 32px;
  right: 28px;
  z-index: 9999;
  width: 52px;
  height: 52px;
  border-radius: 50%;
  background: #2C2416;
  color: #6DD2CF;
  border: 2.5px solid #6DD2CF;
  display: flex;
  align-items: center;
  justify-content: center;
  cursor: pointer;
  font-size: 1.4rem;
  font-weight: 700;
  line-height: 1;
  box-shadow: 0 4px 20px rgba(44,36,22,.40), 0 0 0 4px rgba(109,210,207,.12);
  opacity: 0;
  transform: translateY(20px) scale(.9);
  pointer-events: none;
  transition: opacity .3s ease, transform .3s ease, background .2s ease, box-shadow .2s ease;
}
.back-to-top.visible {
  opacity: 1;
  transform: translateY(0) scale(1);
  pointer-events: auto;
}
.back-to-top:hover {
  background: #6DD2CF;
  color: #1A150D;
  border-color: #4AADA9;
  transform: translateY(-4px) scale(1.05);
  box-shadow: 0 10px 28px rgba(109,210,207,.45);
}
.back-to-top:active { transform: translateY(0) scale(.97); }
@media (max-width:600px) {
  .back-to-top { bottom: 20px; right: 16px; width: 46px; height: 46px; font-size:1.2rem; }
}

/* ============================================================
   BTN-SECONDARY GLOBAL FIX — Dark on light backgrounds
   ============================================================ */
.btn-secondary {
  background: transparent !important;
  color: #2C2416 !important;
  border: 2px solid #2C2416 !important;
}
.btn-secondary:hover {
  background: #2C2416 !important;
  color: #FAF8F4 !important;
  box-shadow: 0 4px 16px rgba(44,36,22,.20) !important;
}
/* Hero exception — override back to light for dark photo bg */
.hero .btn-secondary {
  background: rgba(250,248,244,.12) !important;
  color: #FAF8F4 !important;
  border: 2px solid rgba(250,248,244,.55) !important;
}
.hero .btn-secondary:hover {
  background: rgba(250,248,244,.25) !important;
  color: #FAF8F4 !important;
}
/* Page-hero (inner pages) secondary buttons */
.page-hero .btn-secondary,
.section-dark .btn-secondary,
.verdict .btn-secondary,
.apply-section .btn-secondary {
  background: rgba(250,248,244,.12) !important;
  color: #FAF8F4 !important;
  border: 2px solid rgba(250,248,244,.45) !important;
}
.page-hero .btn-secondary:hover,
.section-dark .btn-secondary:hover {
  background: rgba(250,248,244,.22) !important;
  color: #FAF8F4 !important;
}

/* ============================================================
   WHO SHOULD USE ZAYZOON — Section Grid
   ============================================================ */
.who-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 24px;
  margin-bottom: 8px;
}
.who-card {
  border-radius: var(--radius);
  border: 1px solid var(--border);
  overflow: hidden;
  background: #FFFFFF;
}
.who-header {
  display: flex;
  align-items: center;
  gap: 12px;
  padding: 18px 22px;
  border-bottom: 1px solid var(--border);
}
.who-yes .who-header { background: var(--green-light); border-bottom-color: rgba(109,210,207,.3); }
.who-no  .who-header { background: #FEF2F2;           border-bottom-color: rgba(239,68,68,.15);  }
.who-icon { font-size: 1.4rem; flex-shrink: 0; }
.who-header h3 {
  font-size: 1rem;
  font-weight: 700;
  color: var(--dark);
  margin: 0;
}
.who-list {
  padding: 8px 0;
  display: flex;
  flex-direction: column;
}
.who-item {
  padding: 14px 22px;
  border-bottom: 1px solid var(--border);
}
.who-item:last-child { border-bottom: none; }
.who-role {
  font-size: .88rem;
  font-weight: 700;
  color: var(--dark);
  margin-bottom: 5px;
}
.who-yes .who-role { color: var(--green-dark); }
.who-no  .who-role { color: #991B1B; }
.who-item p {
  font-size: .83rem;
  color: var(--text);
  margin: 0;
  line-height: 1.65;
}
.who-item a { color: var(--green-dark); font-weight: 600; }

@media (max-width: 860px) {
  .who-grid { grid-template-columns: 1fr; }
}

/* ============================================================
   COMPREHENSIVE RESPONSIVE FIX — Desktop / Tablet / Mobile
   zayzoonapps.com  |  July 2026
   ============================================================ */

/* ── Global: overflow guard ── */
html, body { overflow-x: hidden; max-width: 100%; }
*, *::before, *::after { box-sizing: border-box; }
img, video, iframe { max-width: 100%; }

/* ── Container ── */
.container { width: 100%; max-width: 1140px; margin: 0 auto; padding: 0 20px; }

/* ═══════════════════════════════════════
   DESKTOP  1025px +  (baseline)
   ═══════════════════════════════════════ */
@media (min-width: 1025px) {
  .hero h1 { font-size: clamp(2.2rem, 3.5vw, 3rem); }
}

/* ═══════════════════════════════════════
   TABLET  768px – 1024px
   ═══════════════════════════════════════ */
@media (max-width: 1024px) {
  /* Nav */
  .nav-menu { gap: 12px; }
  .nav-cta  { padding: 7px 14px; font-size: .82rem; }

  /* Hero */
  .hero { padding: 80px 0 70px; }
  .hero-inner { max-width: 680px; }
  .hero h1 { font-size: clamp(1.8rem, 4vw, 2.4rem); }
  .hero-sub { font-size: .95rem; max-width: 540px; }

  /* Form section below hero */
  .bhf-inner { grid-template-columns: 1fr; gap: 28px; }
  .bhf-left  { padding-top: 0; }
  .bhf-title { font-size: 1.4rem; }
  .bhf-trust { grid-template-columns: 1fr 1fr; }

  /* Stat strip */
  .stat-strip { gap: 24px; }
  .stat-item  { min-width: 120px; }

  /* Sections */
  .section { padding: 48px 0; }
  .section-head { margin-bottom: 32px; }
  .section-head h2 { font-size: clamp(1.4rem, 3vw, 2rem); }

  /* Card grids */
  .card-grid-4 { grid-template-columns: repeat(2, 1fr); }
  .card-grid-3 { grid-template-columns: repeat(2, 1fr); }

  /* Content + sidebar */
  .content-sidebar { display: none; }
  .content-main    { max-width: 100%; }

  /* Who grid */
  .who-grid { grid-template-columns: 1fr; gap: 16px; }

  /* Compare table — horizontal scroll */
  .compare-wrap { overflow-x: auto; -webkit-overflow-scrolling: touch; }
  .compare-table { min-width: 600px; }

  /* Image sections */
  .image-content { grid-template-columns: 1fr; }
  .image-content img { max-height: 280px; object-fit: cover; border-radius: 10px; }
}

/* ═══════════════════════════════════════
   MOBILE  ≤ 767px
   ═══════════════════════════════════════ */
@media (max-width: 767px) {

  /* ── Nav: hamburger ── */
  .nav-inner { position: relative; }
  .nav-menu {
    display: none;
    flex-direction: column;
    position: absolute;
    top: 100%;
    left: 0;
    right: 0;
    background: #FFFFFF;
    border-top: 1px solid #E8E0D4;
    border-bottom: 2px solid #6DD2CF;
    padding: 12px 0;
    gap: 0;
    z-index: 9998;
    box-shadow: 0 8px 24px rgba(44,36,22,.12);
  }
  .nav-menu.is-open { display: flex; }
  .nav-menu li { width: 100%; }
  .nav-menu a {
    display: block;
    padding: 12px 20px;
    font-size: .95rem;
    color: #2C2416;
    border-bottom: 1px solid #F0EDE8;
  }
  .nav-menu a:hover { background: #F5F2EE; color: #6DD2CF; }
  .nav-cta {
    margin: 8px 16px 4px !important;
    border-radius: 8px !important;
    text-align: center;
    background: #C4622D !important;
    color: #FFFFFF !important;
    border: none !important;
  }

  /* ── Hero ── */
  .hero { padding: 56px 0 48px; }
  .hero-inner { max-width: 100%; padding: 0 4px; }
  .hero h1 {
    font-size: clamp(1.55rem, 7vw, 2rem);
    line-height: 1.25;
    margin-bottom: 14px;
  }
  .hero-sub { font-size: .9rem; max-width: 100%; margin-bottom: 20px; }
  .hero-badge { font-size: .72rem; }
  .hero-ctas { flex-direction: column; align-items: center; gap: 10px; }
  .hero-ctas .btn { width: 100%; max-width: 320px; text-align: center; }
  .hero-trust { gap: 10px; flex-wrap: wrap; justify-content: center; }
  .hero-trust-item { font-size: .78rem; }

  /* ── Form section (below hero) ── */
  .below-hero-form { padding: 32px 0 40px; }
  .bhf-inner { grid-template-columns: 1fr; gap: 20px; }
  .bhf-title { font-size: 1.2rem; }
  .bhf-sub { font-size: .85rem; }
  .bhf-trust { grid-template-columns: 1fr 1fr; gap: 8px; }
  .bhf-trust-item { font-size: .8rem; }

  /* ── Stat strip ── */
  .stat-strip {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 12px;
    text-align: center;
  }
  .stat-number { font-size: 1.5rem; }
  .stat-label  { font-size: .7rem; }

  /* ── Section defaults ── */
  .section { padding: 36px 0; }
  .section-head { margin-bottom: 24px; }
  .section-head h2 { font-size: 1.4rem; }
  .section-head p  { font-size: .9rem; }
  .eyebrow { font-size: .68rem; }

  /* ── Card grids ── */
  .card-grid,
  .card-grid-2,
  .card-grid-3,
  .card-grid-4 { grid-template-columns: 1fr !important; }
  .card { margin-bottom: 0; }
  .card-body { padding: 18px; }

  /* ── Pros Cons ── */
  .pros-cons-grid { grid-template-columns: 1fr; }

  /* ── Steps (How It Works) ── */
  .steps-grid { grid-template-columns: 1fr; gap: 16px; }
  .step-connector { display: none; }

  /* ── Rating bars ── */
  .rating-wrap { grid-template-columns: 1fr; }

  /* ── Third-party scores ── */
  .scores-grid { grid-template-columns: repeat(2, 1fr); gap: 10px; }
  .score-card  { padding: 14px; }
  .score-num   { font-size: 1.6rem; }

  /* ── Compare table: scrollable ── */
  .compare-wrap {
    overflow-x: auto;
    -webkit-overflow-scrolling: touch;
    border-radius: 8px;
    border: 1px solid #E8E0D4;
    margin: 0 -4px;
  }
  .compare-table { min-width: 580px; font-size: .8rem; }
  .compare-table th,
  .compare-table td { padding: 9px 11px; }

  /* ── Who grid ── */
  .who-grid { grid-template-columns: 1fr; }
  .who-item  { padding: 12px 16px; }

  /* ── Legal table: scrollable ── */
  .legal-table-wrap { overflow-x: auto; }
  .legal-table { min-width: 480px; }

  /* ── User review theme cards ── */
  .review-grid { grid-template-columns: 1fr; }

  /* ── Expert cards ── */
  .expert-grid { grid-template-columns: 1fr; }

  /* ── FAQ columns ── */
  .faq-cols { grid-template-columns: 1fr; }

  /* ── Mini compare table ── */
  .mini-compare-wrap { overflow-x: auto; -webkit-overflow-scrolling: touch; }
  .mini-compare-table { min-width: 420px; }

  /* ── Image + text sections ── */
  .ewa-inner,
  .perks-inner,
  .wellness-inner { grid-template-columns: 1fr; gap: 20px; }
  .ewa-inner img,
  .perks-inner img,
  .wellness-inner img {
    max-height: 220px;
    object-fit: cover;
    border-radius: 10px;
    order: -1;
  }

  /* ── Footer ── */
  .footer-top { grid-template-columns: 1fr; gap: 28px; }
  .footer-links-group { grid-template-columns: repeat(2, 1fr); }
  .footer-brand p { font-size: .85rem; }

  /* ── Logos ── */
  .logo-zz-nav { font-size: 1.25rem; }

  /* ── Back to Top ── */
  .back-to-top { bottom: 18px; right: 14px; width: 44px; height: 44px; font-size: 1.1rem; }
}

/* ═══════════════════════════════════════
   SMALL MOBILE  ≤ 390px
   ═══════════════════════════════════════ */
@media (max-width: 390px) {
  .container { padding: 0 14px; }
  .hero h1   { font-size: 1.45rem; }
  .stat-strip { grid-template-columns: 1fr 1fr; }
  .footer-links-group { grid-template-columns: 1fr; }
  .bhf-trust { grid-template-columns: 1fr; }
}

/* ── Hamburger toggle button ── */
.nav-toggle {
  display: none;
  flex-direction: column;
  justify-content: center;
  align-items: center;
  gap: 5px;
  width: 40px;
  height: 40px;
  background: transparent;
  border: none;
  cursor: pointer;
  padding: 4px;
  border-radius: 6px;
  z-index: 9999;
}
.nav-toggle:hover { background: #F0EDE8; }
.nav-toggle span {
  display: block;
  width: 22px;
  height: 2px;
  background: #2C2416;
  border-radius: 2px;
  transition: transform .25s ease, opacity .2s ease;
}
.nav-toggle.is-active span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.nav-toggle.is-active span:nth-child(2) { opacity: 0; }
.nav-toggle.is-active span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

@media (max-width: 767px) {
  .nav-toggle { display: flex; }
}

/* ============================================================
   MOBILE NAV — Force override (must come after all other rules)
   ============================================================ */
@media (max-width: 767px) {
  /* Hide desktop nav items */
  .nav-menu {
    display: none !important;
    flex-direction: column !important;
    position: absolute !important;
    top: calc(100% + 1px) !important;
    left: 0 !important;
    right: 0 !important;
    background: #FFFFFF !important;
    border-top: 2px solid #6DD2CF !important;
    border-bottom: 2px solid #E8E0D4 !important;
    padding: 8px 0 12px !important;
    gap: 0 !important;
    z-index: 9998 !important;
    box-shadow: 0 8px 24px rgba(44,36,22,.14) !important;
    align-items: stretch !important;
  }
  .nav-menu.is-open {
    display: flex !important;
  }
  .nav-menu li { width: 100%; }
  .nav-menu li a {
    display: block !important;
    padding: 13px 20px !important;
    font-size: .95rem !important;
    color: #2C2416 !important;
    border-bottom: 1px solid #F0EDE8 !important;
    border-radius: 0 !important;
    background: transparent !important;
  }
  .nav-menu li a:hover { background: #F5F2EE !important; color: #1A6A65 !important; }
  .nav-menu li:last-child a {
    margin: 10px 16px 0 !important;
    border-radius: 8px !important;
    border: none !important;
    background: #C4622D !important;
    color: #FFFFFF !important;
    text-align: center !important;
    font-weight: 700 !important;
  }
  .nav-menu li:last-child a:hover { background: #A8501F !important; }

  /* Show hamburger */
  .nav-toggle { display: flex !important; }

  /* site-header: relative for absolute dropdown */
  .site-header { position: relative !important; z-index: 9990 !important; }
  .nav-inner   { position: relative !important; }
}

/* ============================================================
   FINAL MOBILE NAV FIX  (highest priority)
   ============================================================ */
@media (max-width: 767px) {
  .nav-menu {
    display: none !important;
    height: auto !important;
    max-height: calc(100vh - 60px) !important;
    overflow-y: auto !important;
    overflow-x: hidden !important;
    flex-direction: column !important;
    align-items: stretch !important;
    justify-content: flex-start !important;
  }
  .nav-menu.is-open {
    display: flex !important;
  }
  .nav-menu > li {
    display: block !important;
    width: 100% !important;
    flex: 0 0 auto !important;
    list-style: none !important;
  }
  .nav-menu > li > a {
    display: block !important;
    padding: 13px 20px !important;
    color: #2C2416 !important;
    font-size: .95rem !important;
    font-weight: 500 !important;
    border-bottom: 1px solid #F0EDE8 !important;
    text-decoration: none !important;
  }
  .nav-menu > li:last-child > a {
    background: #C4622D !important;
    color: #FFFFFF !important;
    margin: 10px 16px 0 !important;
    border-radius: 8px !important;
    border-bottom: none !important;
    text-align: center !important;
  }

  /* Handle dropdown sub-menus (show inline on mobile) */
  .nav-menu .sub-menu {
    display: block !important;
    position: static !important;
    background: #FAF8F4 !important;
    box-shadow: none !important;
    padding: 0 !important;
    margin: 0 !important;
    border: none !important;
    min-width: 0 !important;
    width: 100% !important;
  }
  .nav-menu .sub-menu > li > a {
    padding: 10px 20px 10px 36px !important;
    font-size: .88rem !important;
    color: #5F5E5A !important;
    border-bottom: 1px solid #E8E0D4 !important;
  }
}

/* ============================================================
   EDITORIAL NOTE — First-hand experience signals
   ============================================================ */
.editorial-note {
  background: #F5F2EE;
  border-left: 3px solid #6DD2CF;
  padding: 12px 16px;
  border-radius: 0 6px 6px 0;
  font-size: .85rem;
  color: #4A3A28;
  line-height: 1.65;
  margin: 12px 0 24px !important;
  max-width: 780px;
}
.editorial-note strong {
  color: #2C2416;
  font-weight: 700;
}
.editorial-note time {
  font-weight: 600;
  color: #1A6A65;
}
.editorial-note a {
  color: #1A6A65;
  text-decoration: underline;
  text-underline-offset: 2px;
}
@media (max-width: 767px) {
  .editorial-note { font-size: .8rem; padding: 10px 14px; }
}

/* ═══════════════════════════════════════════════════════════
   IDEA #1 — Live Activity Ticker
   ═══════════════════════════════════════════════════════════ */
.hero-live-ticker {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(196, 98, 45, 0.15);
  border: 1px solid rgba(196, 98, 45, 0.35);
  color: #F5C4B3;
  padding: 5px 14px;
  border-radius: 50px;
  font-size: 0.75rem;
  font-weight: 500;
  margin: 0 auto 12px;
  backdrop-filter: blur(8px);
}
.hlt-dot {
  width: 6px;
  height: 6px;
  background: #C4622D;
  border-radius: 50%;
  animation: pulse-live 2s ease-in-out infinite;
  flex-shrink: 0;
}
.hlt-count {
  font-weight: 700;
  color: #FFFFFF;
}
@keyframes pulse-live {
  0%, 100% { opacity: 1; box-shadow: 0 0 0 0 rgba(196, 98, 45, 0.5); }
  50% { opacity: 0.5; box-shadow: 0 0 0 6px rgba(196, 98, 45, 0); }
}
@media (max-width: 767px) {
  .hero-live-ticker { font-size: 0.68rem; padding: 4px 10px; }
}

/* ═══════════════════════════════════════════════════════════
   IDEA #2 — Enhanced Expert Reviewer Cards
   ═══════════════════════════════════════════════════════════ */
.expert-links {
  display: flex;
  align-items: center;
  gap: 10px;
  margin-top: 12px;
  padding-top: 12px;
  border-top: 1px solid #F0EDE8;
  flex-wrap: wrap;
}
.expert-link-btn {
  display: inline-flex;
  align-items: center;
  gap: 4px;
  font-size: 0.82rem;
  font-weight: 600;
  color: #1A6A65;
  padding: 5px 10px;
  border: 1px solid #E1F5EE;
  border-radius: 6px;
  background: #F5FBFA;
  transition: all 0.15s ease;
  text-decoration: none;
}
.expert-link-btn:hover {
  background: #E1F5EE;
  border-color: #6DD2CF;
  color: #0F6E56;
}
.expert-link-btn.linkedin {
  color: #0A66C2;
  border-color: rgba(10, 102, 194, 0.15);
  background: rgba(10, 102, 194, 0.05);
}
.expert-link-btn.linkedin:hover {
  background: rgba(10, 102, 194, 0.1);
  border-color: #0A66C2;
}
.verified-badge {
  margin-left: auto;
  display: inline-flex;
  align-items: center;
  gap: 4px;
  font-size: 0.72rem;
  color: #0F6E56;
  font-weight: 600;
}

/* ═══════════════════════════════════════════════════════════
   Author Bio Pages — cred-card, published-item
   ═══════════════════════════════════════════════════════════ */
.expert-cred-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 14px;
  margin: 20px 0;
}
.cred-card {
  display: flex;
  gap: 12px;
  background: #F5F2EE;
  border-radius: 10px;
  padding: 16px;
  border: 1px solid #E8E0D4;
}
.cred-card-icon {
  font-size: 1.6rem;
  flex-shrink: 0;
}
.cred-card-title {
  font-size: 0.95rem;
  font-weight: 700;
  color: #2C2416;
  margin-bottom: 4px;
}
.cred-card-desc {
  font-size: 0.82rem;
  color: #4A3A28;
  line-height: 1.55;
}
.published-list {
  display: grid;
  gap: 10px;
  margin: 16px 0;
}
.published-item {
  display: block;
  padding: 14px 18px;
  background: #FFFFFF;
  border: 1px solid #E8E0D4;
  border-radius: 8px;
  text-decoration: none;
  transition: all 0.15s ease;
}
.published-item:hover {
  border-color: #6DD2CF;
  background: #F5FBFA;
  transform: translateX(2px);
}
.published-title {
  font-size: 0.95rem;
  font-weight: 600;
  color: #2C2416;
  margin-bottom: 4px;
}
.published-date {
  font-size: 0.78rem;
  color: #7A6A5A;
}
@media (max-width: 767px) {
  .expert-cred-grid { grid-template-columns: 1fr; }
}

/* ═══════════════════════════════════════════════════════════
   IDEA #3 — Interactive Cost Chart
   ═══════════════════════════════════════════════════════════ */
.cost-chart-wrap {
  background: linear-gradient(135deg, #FFFFFF 0%, #FAFAF7 100%);
  border: 1px solid #E8E0D4;
  border-radius: 14px;
  padding: 24px 28px;
  margin: 28px 0;
  box-shadow: 0 4px 16px rgba(44, 36, 22, 0.05);
}
.cost-chart-header {
  display: flex;
  justify-content: space-between;
  align-items: flex-start;
  gap: 20px;
  margin-bottom: 20px;
  padding-bottom: 16px;
  border-bottom: 1px solid #F0EDE8;
}
.cost-chart-eyebrow {
  font-size: 0.68rem;
  font-weight: 700;
  color: #C4622D;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  margin-bottom: 4px;
}
.cost-chart-title {
  font-size: 1.15rem;
  font-weight: 700;
  color: #2C2416;
  margin: 0;
}
.cost-chart-savings {
  text-align: right;
  flex-shrink: 0;
}
.ccs-label {
  font-size: 0.72rem;
  color: #7A6A5A;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  margin-bottom: 2px;
}
.ccs-amount {
  font-size: 1.8rem;
  font-weight: 800;
  color: #0F6E56;
  line-height: 1;
}
.cost-chart-controls {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 20px;
  margin-bottom: 20px;
}
.ccc-row {
  display: flex;
  flex-direction: column;
  gap: 6px;
}
.ccc-label {
  font-size: 0.85rem;
  color: #4A3A28;
}
.ccc-label strong {
  color: #C4622D;
  font-weight: 700;
}
.ccc-row input[type="range"] {
  width: 100%;
  height: 6px;
  border-radius: 50px;
  background: #F0EDE8;
  outline: none;
  -webkit-appearance: none;
}
.ccc-row input[type="range"]::-webkit-slider-thumb {
  -webkit-appearance: none;
  width: 20px;
  height: 20px;
  border-radius: 50%;
  background: #C4622D;
  cursor: pointer;
  border: 3px solid #FFFFFF;
  box-shadow: 0 2px 6px rgba(44, 36, 22, 0.2);
}
.ccc-row input[type="range"]::-moz-range-thumb {
  width: 20px;
  height: 20px;
  border-radius: 50%;
  background: #C4622D;
  cursor: pointer;
  border: 3px solid #FFFFFF;
  box-shadow: 0 2px 6px rgba(44, 36, 22, 0.2);
}
.cost-chart-canvas {
  height: 260px;
  margin-bottom: 16px;
  position: relative;
}
.cost-chart-legend {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 8px 20px;
  margin-bottom: 12px;
  padding-top: 12px;
  border-top: 1px solid #F0EDE8;
}
.ccl-item {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 0.82rem;
  color: #4A3A28;
}
.ccl-dot {
  width: 12px;
  height: 12px;
  border-radius: 3px;
  flex-shrink: 0;
}
.cost-chart-note {
  font-size: 0.75rem;
  color: #7A6A5A;
  font-style: italic;
  margin: 0;
  line-height: 1.55;
}
.cost-chart-note a {
  color: #1A6A65;
  text-decoration: underline;
}
@media (max-width: 767px) {
  .cost-chart-wrap { padding: 18px; }
  .cost-chart-header { flex-direction: column; gap: 8px; }
  .cost-chart-savings { text-align: left; }
  .cost-chart-controls, .cost-chart-legend { grid-template-columns: 1fr; }
  .cost-chart-canvas { height: 220px; }
}

/* ═══════════════════════════════════════════════════════════
   IDEA #4 — Verified User Review Cards
   ═══════════════════════════════════════════════════════════ */
.verified-reviews-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
  gap: 16px;
  margin: 24px 0;
}
.vr-card {
  background: #FFFFFF;
  border: 1px solid #E8E0D4;
  border-radius: 12px;
  padding: 18px 20px;
  transition: all 0.2s ease;
}
.vr-card:hover {
  border-color: #6DD2CF;
  box-shadow: 0 6px 20px rgba(44, 36, 22, 0.08);
  transform: translateY(-2px);
}
.vr-header {
  display: flex;
  align-items: center;
  gap: 10px;
  margin-bottom: 10px;
}
.vr-avatar {
  width: 40px;
  height: 40px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 800;
  font-size: 1rem;
  flex-shrink: 0;
}
.vr-info {
  flex: 1;
  min-width: 0;
}
.vr-name {
  font-size: 0.92rem;
  font-weight: 700;
  color: #2C2416;
  display: flex;
  align-items: center;
  gap: 5px;
}
.vr-check {
  color: #0F6E56;
  font-size: 0.9rem;
}
.vr-role {
  font-size: 0.75rem;
  color: #7A6A5A;
  margin-top: 2px;
}
.vr-verified {
  font-size: 0.65rem;
  font-weight: 700;
  color: #0F6E56;
  background: #E1F5EE;
  padding: 3px 8px;
  border-radius: 50px;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  flex-shrink: 0;
}
.vr-stars {
  color: #F59E0B;
  font-size: 0.88rem;
  margin-bottom: 8px;
  letter-spacing: 1px;
}
.vr-text {
  font-size: 0.88rem;
  color: #4A3A28;
  line-height: 1.65;
  margin-bottom: 12px;
  font-style: italic;
}
.vr-text strong {
  color: #2C2416;
  font-style: normal;
  background: #FEF3C7;
  padding: 1px 4px;
  border-radius: 3px;
}
.vr-meta {
  display: flex;
  justify-content: space-between;
  font-size: 0.72rem;
  color: #7A6A5A;
  padding-top: 10px;
  border-top: 1px solid #F5F2EE;
}
.vr-disclaimer {
  font-size: 0.78rem;
  color: #7A6A5A;
  background: #F5F2EE;
  padding: 12px 16px;
  border-radius: 8px;
  border-left: 3px solid #6DD2CF;
  margin-top: 20px;
  line-height: 1.6;
}

/* ═══════════════════════════════════════════════════════════
   IDEA #6 — Enhanced FAQ (Featured Snippet friendly)
   ═══════════════════════════════════════════════════════════ */
.faq-item-enh {
  background: #FFFFFF;
  border: 1px solid #E8E0D4;
  border-radius: 10px;
  padding: 0;
  margin-bottom: 8px;
  overflow: hidden;
  transition: all 0.2s ease;
}
.faq-item-enh[open] {
  border-color: #6DD2CF;
  box-shadow: 0 4px 16px rgba(109, 210, 207, 0.15);
}
.faq-q-enh {
  padding: 14px 18px;
  font-size: 0.94rem;
  font-weight: 700;
  color: #2C2416;
  cursor: pointer;
  list-style: none;
  display: flex;
  justify-content: space-between;
  align-items: center;
  transition: background 0.15s;
}
.faq-q-enh::-webkit-details-marker { display: none; }
.faq-q-enh:hover { background: #F5F2EE; }
.faq-q-enh::after {
  content: '+';
  color: #6DD2CF;
  font-size: 1.4rem;
  font-weight: 300;
  transition: transform 0.2s;
  flex-shrink: 0;
  margin-left: 12px;
}
.faq-item-enh[open] .faq-q-enh::after {
  content: '−';
  transform: rotate(180deg);
}
.faq-a-enh {
  padding: 0 18px 16px;
  color: #4A3A28;
  font-size: 0.88rem;
  line-height: 1.7;
}
.faq-a-enh p {
  margin-bottom: 10px;
}
.faq-a-enh strong {
  color: #2C2416;
  font-weight: 700;
}
.faq-a-enh a {
  color: #1A6A65;
  text-decoration: underline;
  text-underline-offset: 2px;
}
.faq-verified {
  background: #F5FBFA;
  border-left: 3px solid #6DD2CF;
  padding: 10px 14px;
  border-radius: 0 6px 6px 0;
  font-size: 0.82rem;
  color: #0F6E56;
  margin-top: 12px;
  line-height: 1.55;
}
.faq-verified strong {
  color: #0F6E56;
}

/* ═══════════════════════════════════════════════════════════
   Editorial Team Cards (replaces fake experts)
   ═══════════════════════════════════════════════════════════ */
.editorial-team-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 18px;
  margin: 28px 0;
}
.et-card {
  background: #FFFFFF;
  border: 1px solid #E8E0D4;
  border-radius: 12px;
  padding: 22px 24px;
  transition: all 0.2s ease;
}
.et-card:hover {
  border-color: #6DD2CF;
  box-shadow: 0 6px 20px rgba(44, 36, 22, 0.06);
  transform: translateY(-2px);
}
.et-icon {
  font-size: 1.8rem;
  margin-bottom: 12px;
  display: block;
}
.et-title {
  font-size: 1.05rem;
  font-weight: 700;
  color: #2C2416;
  margin-bottom: 8px;
}
.et-desc {
  font-size: 0.88rem;
  color: #4A3A28;
  line-height: 1.65;
  margin: 0;
}
.editorial-methodology {
  background: #F5F2EE;
  border-left: 3px solid #6DD2CF;
  border-radius: 0 10px 10px 0;
  padding: 22px 26px;
  margin: 28px 0;
}
.editorial-methodology h3 {
  font-size: 1.05rem;
  font-weight: 700;
  color: #2C2416;
  margin: 0 0 12px;
}
.methodology-list {
  margin: 0;
  padding-left: 18px;
  font-size: 0.9rem;
  color: #4A3A28;
  line-height: 1.7;
}
.methodology-list li {
  margin-bottom: 6px;
}
.methodology-list strong {
  color: #2C2416;
}
.editorial-independence {
  background: #FEF3C7;
  border: 1px solid #F0D28A;
  border-radius: 10px;
  padding: 16px 20px;
  margin-top: 20px;
}
.editorial-independence p {
  margin: 0;
  font-size: 0.88rem;
  color: #4A3A28;
  line-height: 1.6;
}
.editorial-independence a {
  color: #1A6A65;
  font-weight: 600;
  text-decoration: underline;
}
@media (max-width: 900px) {
  .editorial-team-grid { grid-template-columns: 1fr; }
}

/* ═══════════════════════════════════════════════════════════
   Theme Review Cards (replaces fake user testimonials)
   ═══════════════════════════════════════════════════════════ */
.theme-review-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
  gap: 16px;
  margin: 24px 0;
}
.tr-card {
  background: #FFFFFF;
  border: 1px solid #E8E0D4;
  border-radius: 12px;
  padding: 20px 22px;
  transition: all 0.2s ease;
}
.tr-card:hover {
  border-color: #6DD2CF;
  box-shadow: 0 6px 20px rgba(44, 36, 22, 0.06);
  transform: translateY(-2px);
}
.tr-card.tr-positive { border-top: 3px solid #10B981; }
.tr-card.tr-mixed    { border-top: 3px solid #F59E0B; }
.tr-header {
  display: flex;
  align-items: center;
  gap: 10px;
  margin-bottom: 12px;
  padding-bottom: 10px;
  border-bottom: 1px solid #F5F2EE;
}
.tr-icon {
  font-size: 1.4rem;
  flex-shrink: 0;
}
.tr-tag {
  font-size: 0.68rem;
  font-weight: 700;
  color: #4A3A28;
  background: #F5F2EE;
  padding: 3px 8px;
  border-radius: 50px;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  flex-shrink: 0;
}
.tr-positive .tr-tag { color: #065F46; background: #D1FAE5; }
.tr-mixed .tr-tag    { color: #92400E; background: #FEF3C7; }
.tr-count {
  margin-left: auto;
  font-size: 0.72rem;
  color: #7A6A5A;
  font-weight: 500;
}
.tr-title {
  font-size: 1rem;
  font-weight: 700;
  color: #2C2416;
  margin: 0 0 8px;
}
.tr-summary {
  font-size: 0.87rem;
  color: #4A3A28;
  line-height: 1.65;
  margin-bottom: 12px;
}
.tr-sources {
  font-size: 0.72rem;
  color: #7A6A5A;
  padding-top: 10px;
  border-top: 1px solid #F5F2EE;
  font-style: italic;
}

/* ═══════════════════════════════════════════════════════════
   Blog List (blog/index.html)
   ═══════════════════════════════════════════════════════════ */
.blog-list {
  display: flex;
  flex-direction: column;
  gap: 20px;
}
.blog-list-item {
  background: #FFFFFF;
  border: 1px solid #E8E0D4;
  border-radius: 12px;
  padding: 24px 28px;
  transition: all 0.2s ease;
}
.blog-list-item:hover {
  border-color: #6DD2CF;
  box-shadow: 0 6px 20px rgba(44, 36, 22, 0.06);
  transform: translateY(-2px);
}
.bli-meta {
  display: flex;
  gap: 12px;
  align-items: center;
  margin-bottom: 10px;
  font-size: 0.78rem;
}
.bli-category {
  background: #E1F5EE;
  color: #0F6E56;
  padding: 3px 10px;
  border-radius: 50px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  font-size: 0.7rem;
}
.bli-date {
  color: #7A6A5A;
}
.bli-title {
  font-size: 1.25rem;
  font-weight: 700;
  margin: 0 0 10px;
  line-height: 1.35;
}
.bli-title a {
  color: #2C2416;
  text-decoration: none;
}
.bli-title a:hover {
  color: #1A6A65;
}
.bli-excerpt {
  font-size: 0.92rem;
  color: #4A3A28;
  line-height: 1.65;
  margin: 0 0 12px;
}
.bli-link {
  font-size: 0.85rem;
  color: #1A6A65;
  font-weight: 600;
  text-decoration: none;
}
.bli-link:hover {
  text-decoration: underline;
}


/* ═══════════════════════════════════════════════════════════
   Hero Form Left — Enhanced Content
   ═══════════════════════════════════════════════════════════ */

.bhf-steps {
  margin-top: 32px;
  padding-top: 24px;
  border-top: 1px solid #E8E0D4;
}
.bhf-steps-title {
  font-size: 1.05rem;
  font-weight: 700;
  color: #2C2416;
  margin-bottom: 16px;
}
.bhf-step {
  display: flex;
  gap: 14px;
  margin-bottom: 16px;
  align-items: flex-start;
}
.bhf-step-num {
  flex-shrink: 0;
  width: 32px;
  height: 32px;
  background: #6DD2CF;
  color: #2C2416;
  font-weight: 700;
  font-size: 0.95rem;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
}
.bhf-step-heading {
  font-size: 0.95rem;
  font-weight: 700;
  color: #2C2416;
  margin-bottom: 3px;
}
.bhf-step-desc {
  font-size: 0.85rem;
  color: #4A3A28;
  line-height: 1.55;
}

.bhf-benefits {
  margin-top: 28px;
  background: #F5F2EE;
  border-left: 3px solid #C4622D;
  border-radius: 0 10px 10px 0;
  padding: 18px 20px;
}
.bhf-benefits-title {
  font-size: 0.95rem;
  font-weight: 700;
  color: #2C2416;
  margin-bottom: 10px;
}
.bhf-benefits-list {
  margin: 0;
  padding-left: 18px;
  font-size: 0.88rem;
  color: #4A3A28;
  line-height: 1.7;
}
.bhf-benefits-list li {
  margin-bottom: 6px;
}
.bhf-benefits-list strong {
  color: #2C2416;
}

.bhf-quick-faq {
  margin-top: 24px;
}
.bhf-faq-item {
  background: #FFFFFF;
  border: 1px solid #E8E0D4;
  border-radius: 8px;
  padding: 12px 16px;
  margin-bottom: 8px;
}
.bhf-faq-item summary {
  font-size: 0.9rem;
  font-weight: 600;
  color: #2C2416;
  cursor: pointer;
  list-style: none;
  position: relative;
  padding-right: 24px;
}
.bhf-faq-item summary::after {
  content: '+';
  position: absolute;
  right: 0;
  top: 0;
  font-size: 1.2rem;
  color: #6DD2CF;
  font-weight: 700;
}
.bhf-faq-item[open] summary::after { content: '-'; }
.bhf-faq-item p {
  margin: 10px 0 0;
  font-size: 0.85rem;
  color: #4A3A28;
  line-height: 1.65;
}

.bhf-security {
  margin-top: 24px;
  display: flex;
  gap: 12px;
  align-items: flex-start;
  background: #FEF3C7;
  border: 1px solid #F0D28A;
  border-radius: 10px;
  padding: 14px 16px;
}
.bhf-security-icon {
  font-size: 1.4rem;
  flex-shrink: 0;
}
.bhf-security-text {
  font-size: 0.82rem;
  color: #4A3A28;
  line-height: 1.55;
}
.bhf-security-text strong {
  color: #2C2416;
}

@media (max-width: 900px) {
  .bhf-steps,
  .bhf-benefits,
  .bhf-quick-faq,
  .bhf-security { margin-top: 20px; }
}